:root {
  --navy: #092a43;
  --navy-deep: #061c2d;
  --blue: #1e55d5;
  --blue-dark: #1742a6;
  --sky: #dfeafd;
  --aqua: #72d7cd;
  --cream: #f5f1e8;
  --sand: #e7ddca;
  --white: #ffffff;
  --ink: #162b3a;
  --muted: #5d6e79;
  --line: #dce3e7;
  --success: #156b60;
  --error: #a3271f;
  --shadow: 0 24px 60px rgba(9, 42, 67, 0.12);
  --radius: 1.25rem;
  --content: 1180px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 1rem;
  line-height: 1.65;
  text-rendering: optimizeLegibility;
}

body.menu-open {
  overflow: hidden;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
}

button,
input,
textarea,
select {
  font: inherit;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1,
h2,
h3 {
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  line-height: 1.08;
  letter-spacing: -0.035em;
}

h1 {
  margin-bottom: 1.5rem;
  font-size: clamp(3rem, 7vw, 6.4rem);
  font-weight: 500;
}

h2 {
  margin-bottom: 1.25rem;
  font-size: clamp(2.25rem, 4.5vw, 4.3rem);
  font-weight: 500;
}

h3 {
  margin-bottom: 0.75rem;
  font-size: clamp(1.35rem, 2vw, 1.7rem);
  font-weight: 600;
}

p:last-child {
  margin-bottom: 0;
}

:focus-visible {
  outline: 3px solid var(--aqua);
  outline-offset: 3px;
}

.skip-link {
  position: fixed;
  z-index: 999;
  top: 0.75rem;
  left: 0.75rem;
  padding: 0.7rem 1rem;
  color: var(--white);
  background: var(--navy-deep);
  border-radius: 0.45rem;
  transform: translateY(-160%);
  transition: transform 180ms ease;
}

.skip-link:focus {
  transform: translateY(0);
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.container {
  width: min(calc(100% - 2.5rem), var(--content));
  margin-inline: auto;
}

.narrow {
  width: min(calc(100% - 2.5rem), 790px);
  margin-inline: auto;
}

.section {
  padding: clamp(5rem, 9vw, 8rem) 0;
}

.section-sm {
  padding: clamp(3.5rem, 6vw, 5.5rem) 0;
}

.bg-cream {
  background: var(--cream);
}

.bg-navy {
  color: rgba(255, 255, 255, 0.78);
  background: var(--navy);
}

.bg-navy h2,
.bg-navy h3 {
  color: var(--white);
}

.eyebrow {
  display: flex;
  gap: 0.65rem;
  align-items: center;
  margin-bottom: 1.1rem;
  color: var(--blue);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.eyebrow::before {
  width: 2rem;
  height: 2px;
  background: currentColor;
  content: "";
}

.bg-navy .eyebrow {
  color: var(--aqua);
}

.lead {
  max-width: 690px;
  color: var(--muted);
  font-size: clamp(1.1rem, 1.7vw, 1.32rem);
  line-height: 1.7;
}

.bg-navy .lead {
  color: rgba(255, 255, 255, 0.78);
}

.button-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  align-items: center;
}

.button {
  display: inline-flex;
  min-height: 3.25rem;
  padding: 0.8rem 1.25rem;
  border: 1px solid var(--blue);
  border-radius: 0.55rem;
  align-items: center;
  justify-content: center;
  gap: 0.7rem;
  color: var(--white);
  background: var(--blue);
  box-shadow: 0 10px 22px rgba(30, 85, 213, 0.18);
  font-size: 0.92rem;
  font-weight: 800;
  line-height: 1;
  text-decoration: none;
  transition: transform 180ms ease, background 180ms ease, box-shadow 180ms ease;
}

.button::after {
  content: "\2192";
  font-size: 1.1rem;
}

.button:hover {
  background: var(--blue-dark);
  box-shadow: 0 14px 28px rgba(30, 85, 213, 0.24);
  transform: translateY(-2px);
}

.button-secondary {
  color: var(--navy);
  background: transparent;
  border-color: rgba(9, 42, 67, 0.3);
  box-shadow: none;
}

.button-secondary:hover {
  color: var(--white);
  background: var(--navy);
}

.button-light {
  color: var(--navy);
  background: var(--white);
  border-color: var(--white);
  box-shadow: none;
}

.button-light:hover {
  color: var(--white);
  background: var(--blue);
  border-color: var(--blue);
}

.text-link {
  display: inline-flex;
  gap: 0.45rem;
  align-items: center;
  color: var(--blue);
  font-weight: 800;
  text-underline-offset: 0.2em;
}

.topbar {
  color: rgba(255, 255, 255, 0.86);
  background: var(--navy-deep);
  font-size: 0.78rem;
}

.topbar-inner {
  display: flex;
  min-height: 2.35rem;
  align-items: center;
  justify-content: flex-end;
  gap: 1.4rem;
}

.topbar a {
  text-decoration: none;
}

.topbar a:hover {
  color: var(--aqua);
}

.site-header {
  position: sticky;
  z-index: 100;
  top: 0;
  background: rgba(255, 255, 255, 0.96);
  border-bottom: 1px solid rgba(9, 42, 67, 0.08);
  backdrop-filter: blur(14px);
}

.nav-wrap {
  display: flex;
  min-height: 5.3rem;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
}

.brand {
  display: inline-flex;
  width: 168px;
  height: 60px;
  align-items: center;
}

.brand img {
  width: 100%;
  height: 100%;
  object-fit: contain;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: clamp(1.15rem, 2.2vw, 2rem);
}

.nav-links > a:not(.button) {
  position: relative;
  padding: 0.65rem 0;
  color: var(--navy);
  font-size: 0.83rem;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-decoration: none;
  text-transform: uppercase;
}

.nav-links > a:not(.button)::after {
  position: absolute;
  right: 0;
  bottom: 0.35rem;
  left: 0;
  height: 2px;
  background: var(--blue);
  content: "";
  transform: scaleX(0);
  transform-origin: right;
  transition: transform 180ms ease;
}

.nav-links > a:hover::after,
.nav-links > a[aria-current="page"]::after {
  transform: scaleX(1);
  transform-origin: left;
}

.menu-toggle {
  display: none;
  width: 3rem;
  height: 3rem;
  padding: 0;
  color: var(--navy);
  background: transparent;
  border: 1px solid var(--line);
  border-radius: 0.55rem;
  align-items: center;
  justify-content: center;
}

.menu-toggle svg {
  width: 1.4rem;
}

.hero {
  position: relative;
  overflow: hidden;
  background: var(--cream);
}

.hero::before {
  position: absolute;
  top: -17rem;
  left: -17rem;
  width: 34rem;
  height: 34rem;
  border: 1px solid rgba(30, 85, 213, 0.18);
  border-radius: 50%;
  content: "";
  box-shadow: 0 0 0 5rem rgba(30, 85, 213, 0.035), 0 0 0 10rem rgba(30, 85, 213, 0.025);
}

.hero-grid {
  display: grid;
  min-height: min(760px, calc(100vh - 7.65rem));
  grid-template-columns: minmax(0, 1.02fr) minmax(420px, 0.98fr);
  align-items: stretch;
}

.hero-copy {
  position: relative;
  z-index: 2;
  display: flex;
  padding: clamp(5rem, 9vw, 8rem) clamp(2.5rem, 6vw, 6rem) clamp(5rem, 9vw, 8rem) max(1.25rem, calc((100vw - var(--content)) / 2));
  flex-direction: column;
  justify-content: center;
}

.hero-copy h1 {
  max-width: 760px;
}

.hero-copy h1 em {
  color: var(--blue);
  font-style: italic;
  font-weight: 500;
}

.hero-copy .lead {
  max-width: 610px;
  margin-bottom: 2rem;
}

.hero-media {
  position: relative;
  min-height: 580px;
}

.hero-media::after {
  position: absolute;
  right: 0;
  bottom: 0;
  width: 55%;
  height: 1rem;
  background: var(--aqua);
  content: "";
}

.hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 57% center;
}

.hero-note {
  position: absolute;
  z-index: 2;
  bottom: 2rem;
  left: -2.5rem;
  width: min(310px, calc(100% - 2rem));
  padding: 1.35rem;
  color: var(--white);
  background: var(--navy);
  border-left: 4px solid var(--aqua);
  box-shadow: var(--shadow);
}

.hero-note strong {
  display: block;
  margin-bottom: 0.25rem;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 1.3rem;
  font-weight: 500;
}

.hero-note span {
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.86rem;
}

.trust-strip {
  border-bottom: 1px solid var(--line);
}

.trust-grid {
  display: grid;
  grid-template-columns: 1.1fr repeat(3, 1fr);
}

.trust-item {
  min-height: 7rem;
  padding: 1.5rem 1.6rem;
  border-left: 1px solid var(--line);
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.trust-item:first-child {
  padding-left: 0;
  border-left: 0;
}

.trust-item strong {
  display: block;
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 1.25rem;
  line-height: 1.25;
}

.trust-item span {
  color: var(--muted);
  font-size: 0.82rem;
}

.split {
  display: grid;
  grid-template-columns: 0.92fr 1.08fr;
  align-items: center;
  gap: clamp(3rem, 8vw, 7.5rem);
}

.split.reverse {
  grid-template-columns: 1.08fr 0.92fr;
}

.split.reverse .split-media {
  order: 2;
}

.split-media {
  position: relative;
}

.split-media img {
  width: 100%;
  min-height: 540px;
  border-radius: var(--radius);
  object-fit: cover;
}

.split-media::before {
  position: absolute;
  z-index: -1;
  right: -1rem;
  bottom: -1rem;
  width: 55%;
  height: 58%;
  background: var(--sky);
  border-radius: var(--radius);
  content: "";
}

.split-copy h2 {
  max-width: 660px;
}

.split-copy .lead {
  margin-bottom: 1.6rem;
}

.check-list {
  display: grid;
  margin: 1.7rem 0 2.2rem;
  padding: 0;
  gap: 0.8rem;
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: 2rem;
  color: var(--navy);
  font-weight: 700;
}

.check-list li::before {
  position: absolute;
  top: 0.25rem;
  left: 0;
  width: 1.25rem;
  height: 1.25rem;
  color: var(--white);
  background: var(--success);
  border-radius: 50%;
  content: "\2713";
  display: grid;
  place-items: center;
  font-size: 0.72rem;
  font-weight: 900;
}

.section-heading {
  display: flex;
  margin-bottom: clamp(2.5rem, 5vw, 4.2rem);
  align-items: end;
  justify-content: space-between;
  gap: 2rem;
}

.section-heading > div:first-child {
  max-width: 760px;
}

.section-heading h2 {
  margin-bottom: 0;
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}

.service-card {
  position: relative;
  min-height: 310px;
  padding: 2rem;
  overflow: hidden;
  color: var(--ink);
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 0.9rem;
  text-decoration: none;
  transition: transform 200ms ease, box-shadow 200ms ease, border-color 200ms ease;
}

.service-card:hover {
  border-color: transparent;
  box-shadow: var(--shadow);
  transform: translateY(-6px);
}

.service-number {
  display: block;
  margin-bottom: 3.5rem;
  color: var(--blue);
  font-size: 0.74rem;
  font-weight: 900;
  letter-spacing: 0.12em;
}

.service-card p {
  color: var(--muted);
}

.service-arrow {
  position: absolute;
  right: 1.6rem;
  bottom: 1.6rem;
  width: 2.5rem;
  height: 2.5rem;
  color: var(--navy);
  background: var(--cream);
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-weight: 900;
  transition: color 180ms ease, background 180ms ease;
}

.service-card:hover .service-arrow {
  color: var(--white);
  background: var(--blue);
}

.process-grid {
  display: grid;
  margin-top: 3.5rem;
  grid-template-columns: repeat(4, 1fr);
}

.process-step {
  position: relative;
  padding: 0 1.8rem;
  border-left: 1px solid rgba(255, 255, 255, 0.2);
}

.process-step:first-child {
  padding-left: 0;
  border-left: 0;
}

.process-step:last-child {
  padding-right: 0;
}

.process-index {
  display: grid;
  width: 3rem;
  height: 3rem;
  margin-bottom: 1.5rem;
  color: var(--navy);
  background: var(--aqua);
  border-radius: 50%;
  place-items: center;
  font-weight: 900;
}

.process-step p {
  color: rgba(255, 255, 255, 0.68);
  font-size: 0.93rem;
}

.quote-block {
  display: grid;
  grid-template-columns: 1.03fr 0.97fr;
  overflow: hidden;
  background: var(--cream);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.quote-copy {
  padding: clamp(3rem, 7vw, 6.5rem);
}

.quote-copy h2 {
  font-size: clamp(2.5rem, 4.2vw, 4.2rem);
}

.quote-media {
  min-height: 510px;
}

.quote-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.page-hero {
  position: relative;
  padding: clamp(5rem, 10vw, 9rem) 0;
  overflow: hidden;
  background: var(--cream);
}

.page-hero::after {
  position: absolute;
  top: 0;
  right: 0;
  width: 35%;
  height: 100%;
  background: linear-gradient(135deg, transparent 48%, rgba(114, 215, 205, 0.2) 48%);
  content: "";
}

.page-hero h1 {
  max-width: 950px;
  font-size: clamp(3.3rem, 7vw, 6.7rem);
}

.page-hero .lead {
  max-width: 720px;
  margin-bottom: 0;
}

.values-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}

.value-card {
  padding: 2rem;
  background: var(--white);
  border: 1px solid var(--line);
  border-top: 4px solid var(--aqua);
  border-radius: 0.8rem;
}

.value-card p {
  color: var(--muted);
}

.service-feature {
  display: grid;
  padding: 1.25rem 0;
  grid-template-columns: 0.82fr 1.18fr;
  align-items: center;
  gap: clamp(2rem, 7vw, 6rem);
  scroll-margin-top: 7rem;
}

.service-feature + .service-feature {
  margin-top: 4rem;
  padding-top: 5rem;
  border-top: 1px solid var(--line);
}

.service-feature:nth-child(even) {
  grid-template-columns: 1.18fr 0.82fr;
}

.service-feature:nth-child(even) .service-image {
  order: 2;
}

.service-image img {
  width: 100%;
  aspect-ratio: 1 / 0.9;
  border-radius: 0.9rem;
  object-fit: cover;
}

.service-copy p {
  color: var(--muted);
}

.service-copy .service-number {
  margin-bottom: 1.1rem;
}

.notice {
  padding: 1.25rem 1.35rem;
  color: #4c5c66;
  background: #f5f7f8;
  border-left: 4px solid var(--blue);
  font-size: 0.9rem;
}

.faq-list {
  display: grid;
  gap: 0.75rem;
}

.faq-list details {
  padding: 0 1.4rem;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 0.7rem;
}

.faq-list summary {
  padding: 1.3rem 2rem 1.3rem 0;
  color: var(--navy);
  cursor: pointer;
  font-weight: 800;
}

.faq-list details p {
  max-width: 800px;
  padding: 0 0 1.35rem;
  color: var(--muted);
}

.contact-grid {
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: clamp(3rem, 7vw, 6rem);
}

.contact-details {
  display: grid;
  margin: 2.5rem 0 0;
  padding: 0;
  gap: 0;
  list-style: none;
}

.contact-details li {
  padding: 1.35rem 0;
  border-top: 1px solid var(--line);
}

.contact-details strong {
  display: block;
  margin-bottom: 0.2rem;
  color: var(--navy);
  font-size: 0.82rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.contact-details a {
  color: var(--blue);
  font-weight: 700;
}

.contact-form {
  padding: clamp(2rem, 5vw, 3.5rem);
  background: var(--cream);
  border-radius: var(--radius);
}

.field-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.field {
  margin-bottom: 1rem;
}

.field label {
  display: block;
  margin-bottom: 0.45rem;
  color: var(--navy);
  font-size: 0.86rem;
  font-weight: 800;
}

.field input,
.field textarea,
.field select {
  width: 100%;
  min-height: 3.25rem;
  padding: 0.75rem 0.9rem;
  color: var(--ink);
  background: var(--white);
  border: 1px solid #cbd5da;
  border-radius: 0.45rem;
}

.field textarea {
  min-height: 150px;
  resize: vertical;
}

.form-note {
  margin: 1rem 0 0;
  color: var(--muted);
  font-size: 0.8rem;
}

.form-status {
  min-height: 1.5rem;
  margin-top: 0.8rem;
  color: var(--success);
  font-weight: 700;
}

.form-status[data-state="error"] {
  color: var(--error);
}

.contact-form button[aria-busy="true"] {
  opacity: 0.7;
  cursor: progress;
}

/* Honeypot: kept out of sight and out of the tab order, but still submitted.
   Not display:none, which some bots skip. */
.hp-field {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.legal-content h2 {
  margin-top: 3rem;
  font-size: 2rem;
}

.legal-content h2:first-child {
  margin-top: 0;
}

.legal-content p,
.legal-content li {
  color: #435762;
}

.document-card {
  display: flex;
  margin: 2rem 0;
  padding: 1.5rem;
  border: 1px solid var(--line);
  border-radius: 0.8rem;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}

.document-card h3 {
  margin-bottom: 0.25rem;
}

.site-footer {
  color: rgba(255, 255, 255, 0.72);
  background: var(--navy-deep);
}

.footer-main {
  display: grid;
  padding: 5rem 0 3.5rem;
  grid-template-columns: 1.5fr 0.8fr 0.9fr 1.2fr;
  gap: 3rem;
}

.footer-brand img {
  width: 175px;
  height: 80px;
  margin-bottom: 1.4rem;
  padding: 0.5rem;
  background: var(--white);
  border-radius: 0.45rem;
  object-fit: contain;
}

.footer-brand p {
  max-width: 330px;
}

.footer-main h3 {
  color: var(--white);
  font-family: inherit;
  font-size: 0.82rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.footer-links {
  display: grid;
  margin: 0;
  padding: 0;
  gap: 0.7rem;
  list-style: none;
}

.footer-links a {
  color: rgba(255, 255, 255, 0.72);
  text-decoration: none;
}

.footer-links a:hover {
  color: var(--aqua);
}

.license-details {
  font-size: 0.86rem;
  line-height: 1.8;
}

.license-details strong {
  color: var(--white);
}

.footer-bottom {
  padding: 1.2rem 0;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  font-size: 0.78rem;
}

.footer-bottom-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.general-advice {
  max-width: 680px;
}

@media (max-width: 960px) {
  .topbar {
    display: none;
  }

  .nav-wrap {
    min-height: 4.7rem;
  }

  .menu-toggle {
    display: inline-flex;
  }

  .nav-links {
    position: fixed;
    z-index: 90;
    top: 4.7rem;
    right: 0;
    bottom: 0;
    width: min(88vw, 420px);
    padding: 2rem;
    background: var(--white);
    box-shadow: -20px 30px 50px rgba(9, 42, 67, 0.15);
    flex-direction: column;
    align-items: stretch;
    transform: translateX(110%);
    transition: transform 220ms ease;
  }

  .nav-links.is-open {
    transform: translateX(0);
  }

  .nav-links > a:not(.button) {
    padding: 0.8rem 0;
    font-size: 1rem;
  }

  .hero-grid,
  .split,
  .split.reverse,
  .quote-block,
  .contact-grid {
    grid-template-columns: 1fr;
  }

  .hero-copy {
    padding-right: 1.25rem;
  }

  .hero-media {
    min-height: 520px;
  }

  .hero-note {
    left: 1.25rem;
  }

  .trust-grid {
    grid-template-columns: 1fr 1fr;
  }

  .trust-item:first-child {
    padding-left: 1.6rem;
  }

  .trust-item:nth-child(odd) {
    border-left: 0;
  }

  .split.reverse .split-media {
    order: initial;
  }

  .service-grid,
  .values-grid {
    grid-template-columns: 1fr 1fr;
  }

  .process-grid {
    grid-template-columns: 1fr 1fr;
    gap: 2.5rem 0;
  }

  .process-step:nth-child(3) {
    padding-left: 0;
    border-left: 0;
  }

  .quote-media {
    min-height: 420px;
  }

  .footer-main {
    grid-template-columns: 1.5fr 1fr 1fr;
  }

  .footer-brand {
    grid-column: 1 / -1;
  }
}

@media (max-width: 700px) {
  .container,
  .narrow {
    width: min(calc(100% - 2rem), var(--content));
  }

  h1 {
    font-size: clamp(2.8rem, 14vw, 4.6rem);
  }

  h2 {
    font-size: clamp(2.1rem, 11vw, 3.5rem);
  }

  .brand {
    width: 145px;
  }

  .hero-grid {
    min-height: auto;
  }

  .hero-copy {
    padding: 4.5rem 1rem;
  }

  .hero-media {
    min-height: 440px;
  }

  .trust-grid,
  .service-grid,
  .values-grid,
  .process-grid,
  .footer-main,
  .field-grid {
    grid-template-columns: 1fr;
  }

  .trust-item,
  .trust-item:first-child {
    padding: 1.25rem 0;
    border-top: 1px solid var(--line);
    border-left: 0;
  }

  .trust-item:first-child {
    border-top: 0;
  }

  .section-heading {
    align-items: start;
    flex-direction: column;
  }

  .process-step,
  .process-step:first-child,
  .process-step:nth-child(3) {
    padding: 0 0 2rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.2);
    border-left: 0;
  }

  .process-step:last-child {
    padding-bottom: 0;
    border-bottom: 0;
  }

  .service-feature,
  .service-feature:nth-child(even) {
    grid-template-columns: 1fr;
  }

  .service-feature:nth-child(even) .service-image {
    order: initial;
  }

  .service-image img {
    aspect-ratio: 1.25 / 1;
  }

  .split-media img {
    min-height: 430px;
  }

  .quote-media {
    min-height: 330px;
  }

  .document-card,
  .footer-bottom-inner {
    align-items: flex-start;
    flex-direction: column;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
  }
}